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Cash on EMI

Need cash on your credit card? The Cash-on-EMI feature on your HSBC Credit Card gives you a convenient way to borrow cash and repay in instalments at a lower interest rate.

Features & Benefits

Need cash on your credit card? The Cash-on-EMI feature on your HSBC Credit Card gives you a convenient way to borrow cash and repay in installments at a lower interest rate.

  • Get instant cash in the form of a draft or by transfer of funds via National Electronic Funds Transfer ( NEFT) facility
  • No documentation required
  • Choose between loan tenure options of 6, 12, 18 and 24 months
  • Processing fees 2% (subject to a minimum of Rs 200) will be applicable on the amount of each cash advance transaction.
  • Rate of interest 12.99% to 21%p.a

Please note that only select HSBC Credit Cardholders can avail of this feature. Issuance is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. All features and benefits are subject to Terms and Conditions. You have now convert the balance outstanding on your HSBC Credit Card into easy EMIs through the Balance Conversion facility.

SMS ‘COE’ to 575750 and our representative will call you back

Important Information

Terms & Conditions

If approved, your credit card will be dispatched within 3 weeks. Please contact HSBC Phone Banking, after 3 weeks to know the status of your credit card application.

Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. All features and benefits are subject to Terms and Conditions.