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Cash-on-EMI (COE)

Convert the limit on your credit card into cash, and repay in affordable monthly instalments via HSBC India mobile banking app.

Features & Benefits

Need cash urgently? Avail the Cash-on-EMI (COE) feature on your HSBC Credit Card, which gives you a convenient way to borrow cash and repay in easy monthly instalments at a lower interest rate. Now, you can apply for Cash-on-EMI through HSBC India mobile banking app and get the cash you need in just a few taps with instant approval.

  • Quick and easy access to cash when you need it

  • Flexible repayment tenures of up to 36 months

  • Competitive interest rate (14.49%p.a. to 21.99%p.a)

  • No documents required to apply

How to apply for Cash-on-EMI

Apply in a few simple steps:

  • Log on to HSBC India Mobile banking App 
  • Select your credit card and tap on 'Cash-on-EMI'
  • Select your plan and enter the COE amount, then select 'Confirm and Accept T&C'

Alternatively, you can SMS COE to 575750 or click on the  below button to submit the form for a call back

Frequently asked question

Save more with a HSBC Cashback Credit Card

No Joining Fees. Get 1.5% cashback on online spends and 1% on others with no cap.

T&C Apply

Important Information

Terms & Conditions

If approved, your credit card will be dispatched within 3 weeks. Please contact HSBC Phone Banking, after 3 weeks to know the status of your credit card application.

Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. All features and benefits are subject to Terms and Conditions.

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