HSBC Premier Signature Debit Card

Experience unparalleled convenience and exclusive privileges with our international HSBC Premier Signature Debit Card.

To be eligible for an HSBC Premier Signature Debit Card, just maintain an HSBC Premier relationship in India. For more details, see Who can apply.

Set transaction limits and allowed transaction types, like ATM, Point of Sale, online and contactless, for your and your children's cards in the HSBC India Mobile Banking app.

Here’s how: Select your account > Tap ‘Manage Cards’ > Tap ‘Transactions and limits’ > enter your new limits and submit.

Use your debit card at any HSBC Group ATM, Visa network ATM, or Visa merchant outlets worldwide. Fees may apply to international transactions and for the use of non-HSBC ATMs.

As an HSBC Premier Signature Debit Cardholder you can access international concierge services 24 hours a day, 7 days a week. Enjoy free access to a wide range of special assistance services that make your life easier.

Visit the Visa Signature website for more details.

Enjoy peace of mind with insurance that safeguards you against financial liabilities, including those arising from lost cards, skimming, and online fraud. Your HSBC Premier Signature Debit Card comes with up to INR 500,000 cover.

Insurance terms and conditions apply.

To apply for HSBC Premier, ensure you meet at least one of the following criteria:

• Maintain a quarterly Total Relationship Balance¹ (TRB) of INR 4,000,000; or
• Have a mortgage² of INR 11,500,000 or more, with HSBC India; or
• Hold a corporate salary account with HSBC EBS³ in India with a net monthly salary credit of INR 300,000 or more into the account

If you're an HSBC Premier customer in another country or region, you're already eligible to join Premier in India. Simply speak to our Premier team for help.⁴

Lines are open 8:30am to 6pm, Monday to Friday and Saturdays 9am to 2pm (excluding public holidays)

¹ HSBC Premier customers in India are required to meet the Total Relationship Balance (TRB) criteria of INR 4,000,000 (Rupees Forty Lakhs only) quarterly. The TRB will be calculated based on the following:

• Average quarterly balance held in your HSBC Savings/Current Account(s)
• Average quarterly balance held in your HSBC Fixed Deposits
• Investments market value or net purchase value, whichever is higher as on the last day of every calendar quarter
• Life-to-date (total) paid-up life insurance premium for policies in force as on the last day of every calendar quarter
• Market value of demat holdings in the depository account held with HSBC India as on the last day of every calendar quarter

The above can also include balances maintained by your family members in their HSBC Premier Accounts, subject to the accounts being categorized as part of a single relationship. "Family members" for a TRB relationship in HSBC Premier are defined as any of the following relatives: spouse, partners, children (up to the age of 30 years old) of eligible HSBC Premier customers. Beyond the age of 30 years, any family members classified as ‘children’ will need to individually meet Premier eligibility. In case of delinking of any individual accounts from the HSBC Premier relationship, the delinked accounts will be classified as individual account relationships and the quarterly Premier TRB will need to be met.

The Hongkong and Shanghai Banking Corporation Limited, India (HSBC India) currently offers investment products from third party entities registered and regulated in India. Investments are subject to prevailing market conditions/external factors. Mutual Funds are subject to market risks. Please read the Statement of Additional Information (SAI)/Key Information Memorandum (KIM)/Scheme Information Document (SID) and addendums carefully before investing.

Insurance is the subject matter of solicitation. HSBC India having its registered office at 52/60, M. G. Road, Fort, Mumbai - 400 001, is the Corporate Agent (Registration No.: CA0016) of Canara HSBC Life Insurance Company Limited (CHL). HSBC India does not underwrite the risk or act as an insurer. For more details on risk factors, terms and conditions, please read the sales brochure carefully, before concluding a sale. Purchase of any insurance products by a bank’s customer is purely voluntary and is not linked to availment of any other facility from the Bank. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. For more details on risk factors, terms and condition, please read the sales brochure carefully before concluding a sale.

² Mortgage eligibility for Premier proposition is based on home loan value of greater than or equal to INR1.15 crores (Rupees one crore fifteen lakh only). The waiver on balance based charges related to non-maintenance of TRB will be valid for the life of the mortgage relationship with HSBC India. Pursuant to the termination of mortgage relationship, you will need to maintain the applicable Premier TRB eligibility.

³ If you do not receive a salary credit/ receive a salary credit of an amount lower than INR300,000 (Rupees three lakh only), we will reclassify your account to an alternate offering after providing due notice.

⁴ Applicable in countries/regions or locations where HSBC Premier is offered. Please refer to the HSBC India website for the complete list of such countries/regions. To enjoy these benefits, you are required to fulfil the eligibility requirements of HSBC Premier on a continuing basis.

⁵ Please note that basis Goods and Services Tax (GST) regulations and notified GST rates, Central GST, State/Union Territory GST, or Inter-State GST, as applicable, and Cess as applicable would apply on our fees and charges.